Have you recently decided to go to school? Maybe you’re a first-timer  with your sights set on grad school and then a corporate job. Or maybe you are returning to school after a long break and lots of real-world work experience along the way. Whatever your story, odds are financial aid will be a part of your college tale. The average four-year state school education costs over $50,000.  And it’s going up more than 7% a year, which means that even if you put money aside, you need to be earning a pretty decent interest rate to keep up with that kind of inflation. Then there is ...